Top 4 cheapest backpacker travel insurance providers in the UK
Travel Insurance for Backpackers starts from just £133 when travelling as a couple
When we travelled for a year in 2013, we researched a lot of different travel insurance providers to find the best rate. In the last 12 months, insurance premiums have been falling, so it's now even cheaper than before to get adequate cover for whilst you are abroad.
Below is our pick of the top insurance providers for people based in the UK and looking to travel worldwide. Our example quotes are based solely on travel worldwide, but excluding any stopovers / trips to the US & Canada. You can view each of the insurers via the provided links at the bottom and compare yourself.
Comparison of travel insurance providers in 2014 (UK Insurance Providers Only):
12 months backpacker (long-stay) travel insurance prices for a couple:
|Alpha Travel||Navigator Travel||Go Walkabout Travel||Direct Line|
|Quote Details||2 x Travellers
Worldwide (exc. USA)
1 Year (1/3/2014 – 28/2/2015)
|Claim excess amount||£100||from £75 – £100||£75||£75|
|Insurance available for Worldwide inc. USA?||Yes||Yes||Yes||Yes|
|Basic activities included?||Yes||Yes||Yes||Yes|
|Personal liability cover||£1,000,000||£1,000,000||£1,000,000||£2,000,000|
|Medical emergency cover||£10,000,000||£5,000,000||£1,000,000||£10,000,000|
|Total cost, per person||
|How much per day?||36p*||£1*||45p*||53p*|
|Website||Click Here||Click Here||Click Here||Click Here|
|Notes||Excess can be increased to £250, making premium cheaper, price above includes Activity pack 2 (£63) which includes Elephant Trekking.||Quote comes automatically with limited cover for travel / stop-overs in USA.||Included Activity Pack 2 with Elephant Trekking cover and other activities. Longstay cover available which includes £5,000,000 emergency medical cover + £2,000,000 personal liability cover.||Quote includes personal money cover (up to £500) and Travel Accommodation cover (up to £5,000)|
* Please note, quotes were generated in February 2014 for 2 people travelling together. Quotes were correct at time of writing. Costs of insurance will be higher per person for single travellers. Additional cover is available from all providers. Worldwide (including US, Canada, Mexico) cover is available from all providers for an additional premium fee.